TIP # 2 GET CRAFTY

You can save a boat-load of cash while not giving up on style, by learning to craft. I made this colorful blanket for my youngest son, Kouassi's bed. I used left-over yarn, so in a sense, it didn't cost me anything. Learning to crochet is simple, cheap, and accessible. Crochet Guild of America, offers free on-line tutorials.

TIP #1 - LEARN TO COOK

One of the smartest ways to grab a hold of your finances is to learn how to cook, and present meals that are fun, healthy, and economical.